Solutions

Personal

It isn’t something we expect you to just hand over along with a credit card. 

We’re asking for something sacred:  Your trust in us to protect you and your family from the unforeseen. It isn’t something we expect you to just hand over along with a credit card. 

Do you have children?  Do you have a dog?  Do you work from home on your own computer? Are your personal and work vehicles one and the same? 

Life, home, auto. We go beyond these to include new products to cover today’s very real risks such as cyber security and personal identify fraud.  Then we carefully combine and mold them to your very precise, individual situation.

Commercial

The purpose of business insurance for all companies is to protect them and the value they generate. It’s also to ensure their continuity in case something happens.

But there are enormous differences in the risk profiles and insurance needs from one type of business to the next.  And there are even significant differences and needs across two companies in the same business.   How is the ownership structured?  Do you take credit card orders for your products or services?  Are your teams ever at risk physically? What kind of liabilities are associated with your industry?

The questions are many.  One answer is for certain.  This is not something business owners should ever buy with just a couple of clicks.

Mortgage & Lending

As an Incenter company, we are pleased to offer specialty insurance solutions for the mortgage and housing industries.  We know for a fact that the right insurance configuration not only protects these clients from common risks such as fire, flood and disgruntled employees but also more nuanced challenges.  Do you prepare the type of documentation that requires E&O insurance?  Do you lend to or represent home renovators or residential investors?  Do you rely on independent brokers or sales reps?

Each question we ask gets us closer to ensuring your organization has the appropriate level of protection.